Loans & Financing > Term Loans
Term loans made fast & easy
loan amounts – easier than ever before.
daily or weekly payments, hassle-free process.
repayment terms, flexible as you need them.
in the industry. Only worry about growing.
Short term loans are typically repaid in a year or less, although some lenders like Capital Gurus may offer longer repayment terms up to 24 months. These loans can be used to cover a variety of business expenses, with loan amounts that vary depending on the lender and your qualifications. Interest rates on short term loans can also vary based on factors such as credit scores and annual revenue.
However, with Capital Gurus, you can expect competitive rates and transparent pricing, so you always know the cost of capital upfront. Whether you’re looking to start a new project, expand your business, or cover unexpected expenses, a short term loan from Capital Gurus can provide the funds you need to achieve your goals.
With Capital Gurus you could get funds in your bank account by 5:00 pm the same day.*
Pay your loan off early in full and have all remaining interest waived without any penalty or fee.*
Help build your business’s credit by making on-time payments, which we report to bureaus.
Pay the same amount on time, so you can manage your cash flow with no surprises or large costs up front.
in business, at least.
personal FICO score.
in gross annual revenue.
checking account
Check our consolidated list of frequently asked questions to help you navigate our lines of credit.
Same Day Funding is as simple as it sounds. It allows you to receive funds in your account as early as the day you finalize your term loan with Capital Gurus. There’s no special enrollment and no additional cost.
We believe in rewarding you for your loyalty and making it easy to access additional funding. Once your initial or current loan is 50% paid down you have the option to apply to renew your loan and you will not be charged any remaining interest on your existing loan. You may even qualify for a lower or 0% origination fee.
Paying back your term loan with Capital Gurus is easy and hassle-free with automatic bank account deductions so you don’t have to worry about missing a payment. The daily or weekly payment is based on the amount and term length of your financing and is intended to be a manageable number based on the information you provided to Capital Gurus in your application.
The total cost of your short term loan will vary based on a number of factors, including your personal and business credit scores, time in business and annual revenue and cash flow‡.
Capital Gurus doesn’t offer “bad credit loans.” However, a bad credit score doesn’t always mean you can’t qualify for business financing. Our short term loans can provide an alternative source of funding for borrowers who have had difficulty getting approved for credit cards and traditional installment loans.
We understand every business has different needs, so unlike many online lenders, we’ve got different loan types available for you. At Capital Gurus you can easily apply and if approved, you may be offered a small business line of credit in addition to your existing term loan or in many cases you can start them at the same time.
Because in some situations, a lease can cost more than a loan, many businesses choose to finance the purchase of equipment rather than lease. Additionally, the entire amount of a lease payment may not be tax deductible if your lease terms include any provision allowing you to own the equipment at the end of the lease. You’ll need to consult with your accountant or financial advisor to see if this is the case for your situation.
Eligibility Criteria
for obtatining a Financing Solution at Capital Gurus®
Let's See If We Match
Apply now to see how much working capital your business may qualify for in just a few minutes.
All you need to qualify is:
*Results shown are for illustration purposes only. Applications are subject to approval.
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Or give us a call: (720) 905-0614
